Life, Mortgage Protection & Critical Illness Insurance

There are three main types of cover, designed to pay you a lump sum, chosen by you at the beginning of the policy, in the event of you becoming deceased or having a critical illness as defined by the insurer.  They come in a variety of types that are outlined below:

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• Term Assurance - commonly know as life insurance is one of the most common types of policy available.  You choose the sum insured and for how long you would like the policy to last, also whether it is a single or joint policy.  The benefit chosen is paid out in the event of death of the insured during the policy term.

• Mortgage Protection - one of the most cost effective forms of life insurance and essential if you own a home and have a outstanding mortgage upon it.  It is designed to provide your estate with a lump sum to repay your capital and interest repayment mortgage in the event of your death.

• Critical Illness Cover - this cover is available on a standalone basis or with life cover included.  The lump sum you choose is payable if you are diagnosed with a critical illness stated in the insurers cover, or if you have life cover included which ever happens first.

Even if you already have some cover in place, let us provide you with a quotation to see if you can save money.

We are able to provide quotations from a wide range of insurers and select the best cover for you as an individual.  As an added bonus for our clients we discount the normal commission we would earn by a substantial amount and pass that saving directly on to you, in the form of lower monthly premiums.  This offer is also available on the Income Protection we provide.  To appreciate the savings you can make ask us for two quotes, one on normal commission and one on our discounted rate.  It can save you hundreds of pounds a year!

Request a quote online or or call us on 0345 034 1432.

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